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What is Flash?

Flash is a Bitcoin service provider building financial products specifically for the Caribbean. Our flagship product is the Flash app — a mobile wallet that lets you send, receive, and manage Bitcoin using the Lightning Network.

Flash is built for everyday people. You don’t need a bank account to get started. You don’t need to understand Bitcoin deeply. You just need your phone.


Flash has four account levels. You start at Trial and can upgrade at any time.

Level Name What you can do
L0 Trial Send and receive Bitcoin, explore the app
L1 Personal Phone-verified, higher limits
L2 Pro Top up from bank, cash out to bank
L3 Merchant All Pro features + merchant tools, accept payments

To upgrade, see How to Upgrade Your Account.


Flash App — The main mobile wallet for individuals. Available on iOS and Android.

Flashpoint — Merchants in the Flash network. You can top up or cash out in person at any Flashpoint location.

Flashcard — A rewards card linked to your Flash wallet. Use it at Flashpoint merchants to earn and spend rewards.

Flash POS — Point-of-sale app for merchants to accept Flash payments.


  • Individuals who want a simple way to hold and use Bitcoin
  • Caribbean residents who want to send or receive money without high fees
  • Merchants who want to accept payments without expensive hardware or monthly fees
  • Anyone who wants to move money faster and cheaper than traditional banking

Flash is currently focused on Jamaica, with expansion across the Caribbean planned. The app is available globally on iOS and Android.


Download Flash and see Get Started for setup instructions.